The regional consumption credit. Trends, structures and territorial relevance

Ivona Stoica ()

Romanian Journal of Economics, 2015, vol. 41, issue 2(50), 282-296

Abstract: The current paper analyses the territorial structure of loans to housings and nonfinancial corporations, based on information provided by banks, Romanian legal entities, branches of foreign banks in Romania, savings and lending banks for housing and Cooperative Central Bank, presented on the National Bank of Romania’s website. The main objective of the research is related to peculiarities of the county distribution by the size of credits for consumption and housing. Loans for consumption and real estates refer to the population segment and the credits of non-financial institutions are mainly devoted to operational activities and investments. Our comparison for both population and nonfinancial institutions at the county level offer the possibility to determine which are the most important users of banking credits, at county level, in the post crisis period, in Romania.

Keywords: consumption credit; housing credit, trends, counties (search for similar items in EconPapers)
JEL-codes: D1 E2 M31 R2 (search for similar items in EconPapers)
Date: 2015
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Citations: View citations in EconPapers (1)

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Persistent link: https://EconPapers.repec.org/RePEc:ine:journl:v:41:y:2015:a:50:p:282-296

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