Determinants of financial inclusion and the impact of COVID-19 in the Latin America and Caribbean

Paul Onyina

Journal of Academic Finance, 2024, vol. 15, issue 3, 77 - 94

Abstract: Purpose: The study examines the determinants of financial inclusion and the impact of COVID-19 in the Latin America and the Caribbean during the pandemic.Methodology: It uses the database from the World Bank’s Global Findex 2021 collected during the COVID-19 pandemic on eight Caribbean countries to run logit regression to investigate the determinants and how COVID-19 influenced financial inclusion.Results: On the main determinants, the study found that female and lower income group individuals have low financial exclusion rate though financial inclusion increases with increase income. Originality of the Paper: The study used data collected during COVID-19 era to investigate how the pandemic affected financial inclusion which is one fo the first of its kind.

Keywords: financial inclusion; Latin America and the Caribbean (LAC); individual characteristics; and COVID-19 (search for similar items in EconPapers)
JEL-codes: G3 M1 N8 (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:jaf:journl:v:15:y:2024:i:3:n:581

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