Financial Inclusion: A Review of Union Government Schemes in India

Surjeet Kaur () and Prof. Rajeev Sijariya ()
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Surjeet Kaur: Research Scholar, Faculty of Commerce and Management, CCS University, Meerut
Prof. Rajeev Sijariya: Head & Deputy Director, Institute of Business Studies, SCRIET, CCS University Campus, Meerut

Journal of Commerce and Trade, 2019, vol. 14, issue 1, 1-11

Abstract: Financial inclusion is a basefor the growth of the economy. Without financial inclusion of all people in the economy there cannot be economic growth in a country. Internationally, financialinclusion is used as a criteria for the assessment of economic development and welfare of a society.Therefore the focus has to be on growth and stability of financial position of all citizens of the country so as to make sure continuous inclusive development in the country. In general, thisconcept ensures the delivery of banking/financial facilities to all in the society in a Gray background proper and simple way. Central government has been being active in the direction of increasing and improvingthe scope of monetary inclusion since long back, and for the same numerous efforts has been taken by Indian government over years. This study focuses towards the contribution of recently taken initiatives by the government in the direction of financial inclusion.

Keywords: Financial inclusion; financial schemes; economic development; Indian economy; Inclusive growth. (search for similar items in EconPapers)
JEL-codes: G02 G18 G28 (search for similar items in EconPapers)
Date: 2019
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