Empirical investigation on the impact of microcredit on women empowerment in urban peninsular Malaysia

Abdullah Al- Mamun* (), Sazali Abdul Wahab, Mohammad Nurul Huda Mazumder and Zhan Su
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Abdullah Al- Mamun*: Universitiy Malaysia Kelantan, Malaysia
Sazali Abdul Wahab: Universitiy Malaysia Kelantan, Malaysia
Mohammad Nurul Huda Mazumder: Laval University, Canada
Zhan Su: Laval University, Canada
Authors registered in the RePEc Author Service: Abdullah Al Mamun

Journal of Developing Areas, 2014, vol. 48, issue 2, 287-306

Abstract: The main goal of this study was to assess the impact of participation in Amanah Ikhtiar Malaysiaís (AIM) microcredit program on the empowerment among urban low-income women in Peninsular Malaysia. To attain the above mentioned objective, this study utilized a cross-sectional design using stratified random sampling method to examine whether or not participation in AIMís microcredit program improved urban low-income clientsí role in household decision making, helped the clients achieve economic security, gain more control over resources and family decisions, improve their ability to go outside to work and improve their level of legal awareness. Findings of this study revealed that participation in AIMís microcredit program generated a positive and significant impact on womenís empowerment in Urban Peninsular Malaysia. The results suggest that AIM should, therefore, focus on increasing the outreach by targeting urban low-income women. The policy makers should focus on establishing a supportive regulatory environment to promote sustainable development of all microcredit organizations in urban Malaysia.

Keywords: Microcredit; Poverty; Women Empowerment; Welfare; and Malaysia (search for similar items in EconPapers)
JEL-codes: D60 G21 J16 O12 O16 (search for similar items in EconPapers)
Date: 2014
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Citations: View citations in EconPapers (13)

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Persistent link: https://EconPapers.repec.org/RePEc:jda:journl:vol.48:year:2014:issue2:pp287-306

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