Presidential Address: Financial Inclusion

Asli Demirguc-Kunt

Atlantic Economic Journal, 2014, vol. 42, issue 4, 349-356

Abstract: This Presidential address draws on the Global Financial Development Report ( 2014a ) and focuses on financial inclusion - the share of individuals and firms that use financial services. It defines financial inclusion, discusses challenges involved in measuring it and why financial inclusion is important for reducing poverty and income inequality. Overall the role of policy is not financial inclusion for the sake of inclusion since policies promoting credit for all at all cost can lead to greater financial and economic instability. The talk provides evidence-based examples of policies that can support healthy and sustainable financial inclusion. Copyright International Atlantic Economic Society 2014

Keywords: Financial inclusion; Policies for responsible financial inclusion; Promise of technology; Financial literacy; E62; F30 (search for similar items in EconPapers)
Date: 2014
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DOI: 10.1007/s11293-014-9429-z

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