Gender gap in digital financial inclusion across generations

Ekin Ayşe Özşuca ()
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Ekin Ayşe Özşuca: Çankaya University

Empirica, 2025, vol. 52, issue 2, No 1, 197-210

Abstract: Abstract This paper analyzes and measures the contributing factors that explain variation in access to digital finance between men and women across different age groups for developing countries. The findings indicate that the gap is the largest for the working age population. The largest part of the gap is attributable to employment, while secondary education and income level are also found as significant contributors to the disparity. Notably, tertiary education acts towards closing the gap for young adults.

Keywords: Digital financial inclusion; Gender; Gender gap across generations; Developing countries (search for similar items in EconPapers)
JEL-codes: G20 G51 J16 O16 (search for similar items in EconPapers)
Date: 2025
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DOI: 10.1007/s10663-024-09641-z

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