Financial restructuring, crisis, and productivity growth in bank branches: evidence from a large commercial Spanish bank
Idaira Cabrera-Suárez,
Jorge V. Pérez-Rodríguez and
Simon Sosvilla-Rivero
Additional contact information
Idaira Cabrera-Suárez: University of Las Palmas de Gran Canaria
Jorge V. Pérez-Rodríguez: University of Las Palmas de Gran Canaria
International Economics and Economic Policy, 2025, vol. 22, issue 3, No 1, 23 pages
Abstract:
Abstract We analyse the impact of financial restructuring and economic crises on the evolution of productivity growth within bank branches. We apply the DEA-Malmquist framework for this analysis, utilizing both production and profit approaches. The study is based on data derived from the annual balance sheets of a major Spanish commercial bank for 2011–2014, encompassing the bailout of the Spanish banking system and the second economic downturn in Spain. The key findings are as follows: Firstly, despite severe adjustments and challenging economic conditions, branch productivity exhibited growth across the entire sample period. Secondly, productivity changes were predominantly driven by technological advancements rather than efficiency improvements, underscoring the bank’s notable role in fostering innovation during this time. Thirdly, a decline in the rate of productivity growth and its components was observed, along with an increased number of branches reporting negative changes, particularly among non-super-efficient branches.
Keywords: Bank branches; Total factor productivity index; Catch-up; Technological change; Order-α; DEA-Malmquist-based outliers (search for similar items in EconPapers)
JEL-codes: C02 C44 C61 D24 (search for similar items in EconPapers)
Date: 2025
References: Add references at CitEc
Citations:
Downloads: (external link)
http://link.springer.com/10.1007/s10368-025-00661-z Abstract (text/html)
Access to full text is restricted to subscribers.
Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
HTML/Text
Persistent link: https://EconPapers.repec.org/RePEc:kap:iecepo:v:22:y:2025:i:3:d:10.1007_s10368-025-00661-z
Ordering information: This journal article can be ordered from
http://www.springer. ... cs/journal/10368/PS2
DOI: 10.1007/s10368-025-00661-z
Access Statistics for this article
International Economics and Economic Policy is currently edited by Paul J.J. Welfens, Holger C. Wolf, Christian Pierdzioch and Christian Richter
More articles in International Economics and Economic Policy from Springer
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().