Modeling the Impact of the Affordable Care Act and the Individual Mandate on Californians

Dylan Roby (), Greg Watson, Ken Jacobs, Dave Graham-Squire, Christina Kinane, Daphna Gans, Jack Needleman and Gerald Kominski

Journal of Family and Economic Issues, 2013, vol. 34, issue 1, 16-28

Abstract: The Patient Protection and Affordable Care Act (ACA) was designed to provide health insurance to uninsured or underinsured individuals. We used the California Simulation of Insurance Markets (CalSIM) model to predict the experience of consumers in California, who will be faced with new insurance options through Medicaid, employer-sponsored insurance, and the individual market in 2014 and beyond. We explored the response and characteristics of Californians who will and will not secure insurance coverage, with and without the “individual mandate” or minimum coverage requirement (MCR). We found 1.8 million Californians (38 %) of the 4.7 million eligible uninsured will secure coverage by 2019 with the MCR, while only 839,000 (18 % of the eligible uninsured) would obtain coverage without it. Copyright Springer Science+Business Media New York 2013

Keywords: Health Insurance; Health Reform; Insurance Markets; Micro-Simulation; Modeling (search for similar items in EconPapers)
Date: 2013
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Citations: View citations in EconPapers (4)

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DOI: 10.1007/s10834-012-9349-5

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