Bank Loan Typology in Financing of Companies

Florin – Mihai Magda ()

Knowledge Horizons - Economics, 2014, vol. 6, issue 4, 42-45

Abstract: After a long crisis, economic recovery requires funding in economy, especially of companies by means of commercial banking, in such a way that a credit must become again one of the most important banking products, where deposit interests reached historical minimums. How will banks succeed to stimulate lending, by granting more loans securely, what is the range of products and services under offer in this regard, how will banks succeed facing the new Basel III framework, these are actual questions concerning entire finance banking sector. This article claims to be an introduction presenting typology of credits, subject to short and comprehensive illustration of existing credits, as their classification, instead of marketing principles, is based on exclusively healthy economy principles, universally valid.

Keywords: Banks; credit; types of credit; loan classification; loan guarantee (search for similar items in EconPapers)
JEL-codes: E51 G21 G30 (search for similar items in EconPapers)
Date: 2014
References: Add references at CitEc
Citations:

Downloads: (external link)
http://orizonturi.ucdc.ro/arhiva/2014_khe_6_pdf4/magda.pdf (application/pdf)
http://orizonturi.ucdc.ro/arhiva/2014_khe_6_pdf4/magda.pdf (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:khe:journl:v:6:y:2014:i:4:p:42-45

Access Statistics for this article

More articles in Knowledge Horizons - Economics from Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest Contact information at EDIRC.
Bibliographic data for series maintained by Adi Sava ().