The Determinants Factor Of Islamic Bank’s Profitability And Liquidity In Indonesia

Rahmat Addillah (), Muhamad Nadratuzzaman Hosen () and Syafaat Muhari ()

Knowledge Horizons - Economics, 2016, vol. 8, issue 2, 140–147

Abstract: This research aims to analyzes the determinants factor of profitability and liquidity of the Bank Muamalat Indonesia, Bank Syariah Mandiri, and Bank Mega Syariah. Profitability variable represented by ROA (return on asset) and liquidity represented by quick ratio. Independent variable factor affecting profitability is the quick ratio, CAR, and ROA. Independent variable factor affecting liquidity is CAR, NPF, and OER. The analytical method used in this study is multiple regression analysis. The data used is the quarterly data from the years 2008 to 2015. The analysis showed that the quick ratio and OER have a negative and significant effect on profitability, and CAR has a positive and significant effect on profitability. CAR has positive and significant effect on liquidity, OER has a negative and significant negative effect to liquidity, and NPF has not significant effect to liquidity.

Keywords: Profitability; liquidity; ROA; quick ratio; CAR; NPF; OER (search for similar items in EconPapers)
Date: 2016
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
http://orizonturi.ucdc.ro/arhiva/KHE_V8_iss2_PDF_2 ... Syafaat%20Muhari.pdf (application/pdf)
http://orizonturi.ucdc.ro/arhiva/KHE_V8_iss2_PDF_2 ... Syafaat%20Muhari.pdf (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:khe:journl:v:8:y:2016:i:2:p:140-147

Access Statistics for this article

More articles in Knowledge Horizons - Economics from Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest Contact information at EDIRC.
Bibliographic data for series maintained by Adi Sava ().