The Influence of Strategic Alternatives on the Increasing Level Value of the Term Deposits

Mirela Catalina Turkes ()

Academic Journal of Economic Studies, 2015, vol. 1, issue 1, 82-90

Abstract: This article analyses the influence of the strategic alternative on the value level increase of the term deposits attracted from the Romanian’s population households, during the period 2012 – Q1/2015, depending on the change of the standards related to deposits granting in RON, EURO and other currencies, but also depending on the aggregate volume of deposits demand at a national level. One-way ANOVA represents the ideal model to emphasize that the average of the term deposits attracted from the population’s households during the last four years is influenced by the strategic alternative used by the credit institutions. The results of this analysis underlined the fact that there is a strong link between the strategic alternative adopted by the banks and the change of the value level of the term deposits intended for the population. The strategies to attract RON deposits proved to be more efficient compared to the strategies adopted by the banks for other currencies.

Keywords: ANOVA; deposit; term deposits; period; bank lending standards (search for similar items in EconPapers)
JEL-codes: G21 M31 M37 (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:khe:scajes:v:1:y:2015:i:1:p:82-90

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