Profitability in Turkish Banking Sector: Panel Data Analysis (The period 1990-1999)

Nizamülmülk Güneþ ()
Additional contact information
Nizamülmülk Güneþ: Saving Deposit Insurance Fund (SDIF), Turkey

Journal of Economic and Social Thought, 2014, vol. 1, issue 1, 15-26

Abstract: In this study, the factors determining profitability in the Turkish banking sector are examined. Return on assets (ROA) is analyzed through panel data analysis using internal, external and sectorial factors. The purpose of the study is to explore the factors that affect bank profitability and to develop policy suggestions based on the findings. In the literature section of the study, domestic and foreign sources concerning bank profitability are scanned. In the section of econometric analysis, data belonging to the period 1990-1999 of state-owned, privately owned national and foreign deposit banks operating in Turkish banking sector are analyzed by using Stata program and panel data method. The analysis results indicate that capital and liquidity are the most important variables for ROA. In addition to that, it is reached that it is ensuring the efficiency in cost management for 1990-1990 period, keeping loans under follow at a low level and risk management make a positive impact on profitability.

Keywords: Profitability; Bank Profitability; Return on Assets; Panel Data Analysis (search for similar items in EconPapers)
JEL-codes: E50 (search for similar items in EconPapers)
Date: 2014
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
http://www.kspjournals.org/index.php/JEST/article/download/89/174 (application/pdf)
http://www.kspjournals.org/index.php/JEST/article/view/89 (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ksp:journ3:v:1:y:2014:i:1:p:15-26

Access Statistics for this article

Journal of Economic and Social Thought is currently edited by Bilal KARGI

More articles in Journal of Economic and Social Thought from KSP Journals Istanbul, Turkey.
Bibliographic data for series maintained by Bilal KARGI ( this e-mail address is bad, please contact ).