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Сredit Agreement in Agriculture: Economic and Legal Analysis

Olena Artemenko (), Svitlana Kovalova (), Liusia Hbur (), Yevhenii Kolomiiets (), Oksana Obryvkina () and Anna Amelina ()
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Olena Artemenko: National University of Life and Environmental Sciences of Ukraine
Svitlana Kovalova: National University of Life and Environmental Sciences of Ukraine
Liusia Hbur: National University of Life and Environmental Sciences of Ukraine
Yevhenii Kolomiiets: Candidate of Public Administration, Interregional Academy of Personnel Management
Oksana Obryvkina: University of the State Fiscal Service of Ukraine
Anna Amelina: University of the State Fiscal Service of Ukraine

Postmodern Openings, 2022, vol. 13, issue 1, 87-102

Abstract: The main purpose of the study is a comprehensive economic and legal analysis of the loan agreement in agriculture in the conditions of formation and development of elements of post-industrial economy in Ukraine. The research methodology is based on a systematic approach using the method of cognition from abstract to concrete and special methods of economic and statistical research (comparison, grouping, detailing of final indicators, generalization), which helped to ensure the reliability of research results and validity of conclusions. It was found that the loan agreement in agriculture is an economic and legal category that ensures the further development of agriculture in Ukraine in conditions of further integration of our economy to world market on competitive terms. It was determined that expanding the use of the loan agreement in agriculture is a necessary lever to increase production efficiency, formation and constant restoration of a competitive technological base in modern conditions and further development of the whole agro-industrial complex considering the formation of post-industrial economy. It is proved that the application of the mechanism of crediting of agriculture in Ukraine has a positive effect on the development of the agro-industrial sector in Ukraine. It is determined that the current level and availability of lending to the agro-industrial complex in Ukraine are insufficient for quality modernization and achieving a high level of efficiency of agricultural production. The main value of this study is that it analyzes the concept through the prism of two categories, namely: legal and economic.

Keywords: agriculture; agro-industrial complex; credit; loan agreement; interest; crediting; law; legal Economic; post-industrial economy (search for similar items in EconPapers)
JEL-codes: I12 I2 O0 (search for similar items in EconPapers)
Date: 2022
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DOI: 10.18662/po/13.1/386

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