Saving and Housing Credit Banks

Rada Postolache ()
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Rada Postolache: Lecturer PhD., Valahia University of din Târgovişte, Faculty of Law and Social-Political Sciences

Jurnalul de Studii Juridice, 2012, vol. 1-2, issue 1, 239-251

Abstract: Saving and housing credit banks constitute credit institutions specialized in financing the housing sector on a long term, which are subject to the Government Ordinance No. 99/2006 on credit institutions and capital adequacy. They have a legal regime which is different from that attributed to the other types of credit institutions and which is mainly provided by: general business conditions; general conditions of saving-credit contracts; the mandatory special fund; contributions of such banks to other entities; specialization of their bank activity. These banks, as well as the saving-credit contract, will be the subject of the present analysis, which uses law as main instrument.

Keywords: general conditions; saving-credit in the housing field; state premium. (search for similar items in EconPapers)
JEL-codes: A23 (search for similar items in EconPapers)
Date: 2012
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