Vom Umlage- zum Kapitaldeckungsverfahren in der Krankenversicherung

Eekhoff Johann ()
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Eekhoff Johann: Universität zu Köln,Wirtschaftspolitisches Seminar

Zeitschrift für Wirtschaftspolitik, 2006, vol. 55, issue 2, 209-229

Abstract: Health care systems desperately need efficiency and demographic stability. Otherwise contributions will increase rapidly and health services will deteriorate. A promising way is to transform the pay-as-you-go insurance system into a capital-funded system. Capital-funded systems are robust towards demographic changes, and they employ competition to increase efficiency on the basis of market prices and risk-adjusted premiums. The critical question whether a transition of the system is feasible can be answered positively.The transition to a capital-funded system is feasible within a very short period of time and without additional costs.

Date: 2006
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DOI: 10.1515/zfwp-2006-0205

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