Zur Bedeutung der Wettbewerbsrolle im Gesundheitswesen

Zerth Jürgen ()
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Zerth Jürgen: Wilhelm Löhe Hochschule für angewandte Wissenschaften Fürth, Forschungsinstitut IDC, Merkurstraße 41, 90763 Fürth, Tel.: (0911) 766 069-21

Zeitschrift für Wirtschaftspolitik, 2012, vol. 61, issue 3, 299-309

Abstract: The German private health insurers (PKV) face different obstacles for a further successful development. On the one hand the PKV system lacks from adequate incentive structures to overcome forms of moral hazard and supplier-induced demand which becomes more relevant with respect to demographic- related care. On the other hand PKV must develop new business models for a demand-driven health care market. The latter challenge also threats the statutory health care insurers but their market powers as well as some governance reforms in the past have strengthened GKV-insurers in order to get more efficient. At least, PKV has to adapt its own business strategy to be prepared for the main topic of future health care: implementation of innovation within a continuous demographic change.

Date: 2012
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DOI: 10.1515/zfwp-2012-0307

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