Zur Beitragssatzentwicklung in der Sozialen Pflegeversicherung – Wie wirkt ein Einfriermodell mit degressiver Leistungsdynamisierung?

Bahnsen Lewe () and Wild Frank ()
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Bahnsen Lewe: Wissenschaftliches Institut der PKV (WIP) Gustav-Heinemann-Ufer 74c 50968 Köln Deutschland
Wild Frank: Wissenschaftliches Institut der PKV (WIP) Gustav-Heinemann-Ufer 74c 50968 Köln Deutschland

Zeitschrift für Wirtschaftspolitik, 2023, vol. 72, issue 2, 167-192

Abstract: An increasing contribution rate in social long-term care insurance is likely to be unavoidable in the future. To achieve the possibility of contribution rate stability, we consider the idea of a freezing model with partial degressive benefit dynamization. Using a projection model to calculate the potential future development of the contribution rate, we analyze the dampening effects of this proposal. In terms of contribution rate stability and sustainable financing in social long-term care insurance, the considered approach is able to make a significant contribution. Conclusively, it represents a compromise between subsidiarity and solidarity by transferring more responsibility to younger generations and continuing to guarantee social support to older generations.

Keywords: Social long-term care insurance; financial development; ageing population; contribution rate projection; freezing model; Soziale Pflegeversicherung; Finanzielle Entwicklung; Bevölkerungsalterung; Beitragssatzprojektion; Einfriermodell; Social long-term care insurance; financial development; ageing population; contribution rate projection; freezing model (search for similar items in EconPapers)
JEL-codes: H51 I18 J14 (search for similar items in EconPapers)
Date: 2023
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DOI: 10.1515/zfwp-2023-2009

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