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Identify Factors Affecting the Adoption and Use of Electronic Wallet (in Persian)

Mohsen Barbaroushan (), Reza Baradaran Kazem Zadeh () and Arash Khalili Nasr ()
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Mohsen Barbaroushan: Iran
Reza Baradaran Kazem Zadeh: Iran
Arash Khalili Nasr: Iran

Journal of Monetary and Banking Research (فصلنامه پژوهش‌های پولی-بانکی), 2015, vol. 8, issue 25, 429-454

Abstract: We identify the main determinants of a better and more successful usage of E-wallets. The target population is the customers of a specific bank and also the users of electronic tickets in Iranian economy. Using the method of cluster sampling, 385 questionnaires were distributed and collected. An analysis of the results show that the attitude in accepting electronic wallet and facilitating conditions has positive impact on the use of such services. Other factors with positive effect are effort and performance expectancy. The results also show that anxiety has negative effect on the use of such services.

JEL-codes: C12 E42 E52 E63 J33 (search for similar items in EconPapers)
Date: 2015
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