Forced Bank Mergers and SME Financing

Ishak Ramli
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Ishak Ramli: University of Tarumanagara, Jakarta, Indonesia

International Journal of Management Science and Business Administration, 2015, vol. 1, issue 8, 30-36

Abstract: Access to finance is one of the most significant challenges for the creation, survival and growth of small and medium enterprises (SMEs), especially, innovative ones. However, forced bank mergers by Central bank of Indonesia may hurdle SME financing and growth. Using the financial data of seven Indonesian bank mergers within 2004-2009, periods three years before and after the merger, this study examines whether bank mergers may hurdle SME financing and growth. The study concludes that bank mergers in Indonesia decreased SME crediting but increased bank performance and SME crediting no longer influenced bank performance either. Bank mergers hurdle SME financing and growth.

Keywords: Credits for SME; financing; bank mergers; bank performance (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:mgs:ijmsba:v:1:y:2015:i:8:p:30-36

DOI: 10.18775/ijmsba.1849-5664-5419.2014.18.1003

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