Financial and economic performance of major Braziliancredit cooperatives

Tarcisio Pedro Da Silva (), Maurício Leite (), Jaqueline Carla Guse and Vanderlei Gollo
Additional contact information
Tarcisio Pedro Da Silva: Universidade Regional de Blumenau, Brazil
Jaqueline Carla Guse: Universidade Regional de Blumenau, Brazil
Vanderlei Gollo: Universidade Regional de Blumenau, Brazil

Contaduría y Administración, 2017, vol. 62, issue 5, 5-6

Abstract: The credit union’s main functions are the provision of individual financial loans based on collective savings, reaching up to provide full banking services, with expansion of its social function. Cooperatives are an alternative to supply a credit demand in the market, because a third of the municipalities have no bank branches. Although the participation of cooperatives in credit operations is still small compared to the Brazilian national banking system, its continued growth demonstrates the importance of this sector. In this sense, the analysis of the performance of these cooperatives becomes relevant to the extent that incentives to industry expansion differ from other financial institutions. In this context, this study aimed to analyze which the financial and economic performance of Brazil’s largest credit unions. This performance analysis was performed using the indicators proposed by the CAMEL model, then the data envelopment analysis(DEA). It can be seen that there is a positive relationship between the use of variables in the model and the measurement of financial performance of credit unions. Moreover, according to the results, it can be observed that Uniprime Northern Paraná, Sicoob Cocred and Sicredi North RS/SC were cooperatives that’s tood out as efficient.Classification-JEL: G21; G30; G39

Keywords: Credit cooperatives; Financial and economic performance; CAMEL (search for similar items in EconPapers)
Date: 2017
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (3)

Downloads: (external link)
http://www.cya.unam.mx/index.php/cya/article/view/1002/1054 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:nax:conyad:v:62:y:2017:i:5:p:5-6

Access Statistics for this article

Contaduría y Administración is currently edited by Francisco López-Herrera (Editors in Chief)

More articles in Contaduría y Administración from Accounting and Management Contact information at EDIRC.
Bibliographic data for series maintained by Alberto García-Narvaez (Technical Editor) ().