Mechanisms of Male‑Female Redistribution in the Pensions System: A Life Cycle Approach

Frédérique Nortier-Ribordy

Economie et Statistique / Economics and Statistics, 2025, issue 546, 59-80

Abstract: [eng] In this article I propose to illustrate the gender redistribution achieved by the pensions system, primarily by using the return rate on contributions and studying representative cases of executive and non-executive employees born in the year 2000 and working in the private sector. The results indicate that the system broadly tends to redistribute wealth from men to women. In addition to direct solidarity measures, partial relief on pension contributions, the pooling of mortality risk and the architecture of the system itself all appear to have the effect of redistributing money from men to women, while the “25 best years” rule and the index-linking of wages to prices appear to have more ambiguous consequences. Solidarity measures appear to enhance the redistributive nature of the pension system (away from men and towards women), with the exception of the pension bonus for having three children, on account of their proportional nature. Finally, the 2023 reform appears to reinforce distribution towards the lowest-paid women.

Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:nse:ecosta:ecostat_2025_546_4

DOI: 10.24187/ecostat.2025.546.2133

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