Fintech Data Utilization Challenges

Desislav Danov
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Desislav Danov: University of National and World Economy, Sofia, Bulgaria

Innovative Information Technologies for Economy Digitalization (IITED), 2024, issue 1, 44-50

Abstract: Fintech developments during the last several decades offer multifold opportunities for consumer-centric financial solutions. In the same time they create never seen before challenges and unfathomable threats, stemming from the two-layered structure of the Fintech business: financial and technological. These require drastically new approach towards regulatory and supervisory activity. One such critical issue is handling, management and data utilization, which is crucial for assuring the well-being of the Fintech consumers. Present paper argues in favour of taking seriously this matter and expolring a structured approach towards in in form of “Reverse incubators†– specialized facilities for consequential and orderly dissolution of Fintech companies while preserving their products and agregated data structures.

Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:nwe:iitfed:y:2024:i:1:p:44-50

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