EconPapers    
Economics at your fingertips  
 

An Exploratory Study of Interest Rate Liberalization in Commercial Banks in China

Yiyou Wang
Additional contact information
Yiyou Wang: Shanghai University of Finance and Economics, China

Journal of Applied Management and Investments, 2016, vol. 5, issue 4, 270-279

Abstract: China has been through the process of interest rate liberalization for more than a decade. Now China has removed the interest ceiling of deposit rates and entered the final stage of interest rate liberalization. Bank as a key component of financial institutions faces challenges as well as opportunities through the process. This article discusses about the impact of interest rate liberalization on commercial banks in China and corresponding suggestions to improve banks’ performance, involving aspects such as business structure and market share of banks. The article first introduces the related theorem of interest rate liberalization and the process in China, then focuses on its effect on commercial banks in China by collecting and analyzing the data to test the hypothesis. Also based on the statistical analysis, suggestions about the strategy for commercial banks are proposed.

Keywords: interest rate liberalization; financial reform; development; commercial banks (search for similar items in EconPapers)
Date: 2016
References: View references in EconPapers View complete reference list from CitEc
Citations Track citations by RSS feed

Downloads: (external link)
http://www.jami.org.ua/Papers/JAMI_5_4_270-279.pdf (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ods:journl:v:5:y:2016:i:4:p:270-279

Access Statistics for this article

Journal of Applied Management and Investments is currently edited by Anatoliy G. Goncharuk

More articles in Journal of Applied Management and Investments from Department of Business Administration and Corporate Security, International Humanitarian University Contact information at EDIRC.
Series data maintained by Anatoliy G. Goncharuk ().

 
Page updated 2017-09-29
Handle: RePEc:ods:journl:v:5:y:2016:i:4:p:270-279