INSTRUMENTS OF ADDITIONAL PENSION PROVISIONS IN LIMITING THE RISK OF LOW PENSION BENEFITS FOR FARMERS

Tomasz Jedynak
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Tomasz Jedynak: Department of Risk Management and Insurance Cracow University of Economics

OLSZTYN ECONOMIC JOURNAL, 2015, vol. 10, issue 4, 311-325

Abstract: This paper considers the issue of additional retirement security for farmers. On the basis of theoretical considerations and empirical data analysis, the hypothesis is that in the face of a low level of farmers’ pensions, insured persons who would like to guarantee themselves a satisfactory replacement rate must use supplementary retirement security instruments. Studies conducted to test the main objective of the research, which was based on an analysis of current incomes, the level of retirement insurance premiums and pensions for different sized homesteads, confirmed the assumptions expressed in the main hypothesis. As an addition to the main objective of the research, the potential forms of supplementary retirement security and their characteristics were presented

Keywords: supplementary pension scheme; farmers’ pensions; the third pillar; instruments of supplementary retirement provision (search for similar items in EconPapers)
JEL-codes: A1 E0 (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:ole:journl:v:10:y:2015:i:4:p:311-325

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