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THEORETICAL AND PRACTICAL APPROACH REGARDING DENSITY AND PENETRATION INSURANCE ON ACCIDENT & HEALTH PREMIUMS

Fekete Szilveszter (), Sucala Lucia (), Radulescu Gentiana and Oprean Delia

Annals of Faculty of Economics, 2010, vol. 1, issue 1, 351-356

Abstract: In this paper is realized an theoretical and empirical approach regarding density and penetration on accident & health premiums. The analysis is performed on a sample of 33 countries and a horizon of 5 years (2004, 2005, 2006, 2007 and 2008), being tested 2 linear regression models. The results of study confirm a relationship between level of economic development and accident & health insurance activity insurance, but exclude the existence of the relationship between penetration factor and this type of insurance.

Keywords: insurance; accident & health premiums; density; penetration (search for similar items in EconPapers)
JEL-codes: G22 H51 H89 (search for similar items in EconPapers)
Date: 2010
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