APPLICATION OF LOANS AND THEIR IMPACT ON ECONOMIC DEVELOPMENT ASPECTS IN KOSOVO

Rexhepi Shaqir ()
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Rexhepi Shaqir: Operator System Transmission and Trade of Kosovo, Internal Audit Officer, Agricultural University of Tirana, Faculty of Economic and Agribusiness, PHD Candidate

Annals of Faculty of Economics, 2014, vol. 1, issue 1, 789-794

Abstract: Abstract: Studies on the functioning of loan management models in banking institutions are of special significance for the ascertainment of efficient credit disbursement modalities and policies, with the aim of ensuring strategic and financial development. In their monetary programs, banks among other make assumptions on the increase of the demand for cash from loans for their respective economies and businesses. Supporting the economy through loans represents one of the main tasks of any banking system, and this is especially applicable in countries with specifics similar to our country. During the last half of the previous decade, the structure of deposits in the banking system underwent severe changes, which were generally in function of the country\'s development, but also assisted in the development of the banking system itself. The overall tendency of the deposits in the banking system was positive, and charts and series matrixes show their ever growing tendencies. However, the vulnerability and problems of the first decade after the establishment of any banking system are reflected in crises and problems noted in the structure and level of deposits of such banking systems, which in the case of Kosovo was further reflected in external and internal factors affecting loans and their overall default.

Keywords: Loans; Credit risk management; banking systems of Kosovo. (search for similar items in EconPapers)
JEL-codes: G G20 (search for similar items in EconPapers)
Date: 2014
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