The financial crisis’ effects on banks’ efficiency in the Pozega and Slavonia County

Anita Pavkovic () and Tomislav Klaric ()
Additional contact information
Anita Pavkovic: Faculty of Economics and business, University of Zagreb
Tomislav Klaric: Hypo Alpe Adria Bank d.d.

Economy of eastern Croatia yesterday, today, tommorow, 2013, vol. 2, 258-264

Abstract: In developed economies financial crises from 2007 have had significant influence on macro economy and bank’s profitability and stability across national economies. Like in other banking systems in Croatia in last few decades’ banks become larger and complex and had developed their business profiles through the wider usage of innovative financial techniques, instruments and information technologies. The aim of the paper is research the characteristics and volume of economic crisis in Croatia, the crises’ impact on the Croatia banking sector efficiency and profitability and the effect on banks’ profitability dominantly active in Pozega and Slavonia County. The research would be based on the representative sample of Pozega and Slavonia County clients (households and enterprises). So the paper will test next hypotheses: the influence of the economic crises on Slavonia economy, the quality of Slavonia banks loans portfolios, the categories in analyzed portfolios which are the most distorted through the crisis in the researched County. Research methodologies would consist mostly of the ratio analysis of the most used performance indicators like return on assets, return on equity, reservations, nonperforming loans, net income costs etc., their trends in last few years and future expectations on the values of used variables.

Keywords: bank; efficiency; profitability; financial crisis; loan quality; reservations (search for similar items in EconPapers)
Date: 2013
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
http://www.efos.unios.hr/repec/osi/eecytt/PDF/Econ ... row02/eecytt0230.pdf

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:osi:eecytt:v:2:y:2013:p:258-264

Access Statistics for this article

More articles in Economy of eastern Croatia yesterday, today, tommorow from Josip Juraj Strossmayer University of Osijek, Faculty of Economics, Croatia Contact information at EDIRC.
Bibliographic data for series maintained by Hrvoje Serdarusic, PhD ( this e-mail address is bad, please contact ).