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Empirical analyses of selection and welfare in insurance markets: a self-indulgent survey

Liran Einav and Amy Finkelstein ()
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Amy Finkelstein: MIT

The Geneva Risk and Insurance Review, 2023, vol. 48, issue 2, No 1, 167-191

Abstract: Abstract This review article surveys work that has been done using an empirical framework for analyzing selection in insurance markets developed by Einav et al. (Einav et al., Quarterly Journal of Economics 125:877–921, 2010a). We briefly review that framework, and then describe a number of empirical applications that researchers have undertaken across an array of settings in both insurance and credit markets. We also discuss some of the useful extensions to the original framework that others have made and applied. The review is intended to be useful for scholars who may want to apply the framework in their own work on insurance, credit, or other selection markets.

Keywords: Adverse selection; Asymmetric information; Insurance markets; Welfare analysis (search for similar items in EconPapers)
Date: 2023
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Citations: View citations in EconPapers (3)

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DOI: 10.1057/s10713-023-00084-3

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