Pension Changes in China and Opportunities for Insurance

Qixiang Sun () and Lingyan Suo ()
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Qixiang Sun: School of Economics, Peking University, Haidan District, Beijing 100871, P.R. China.
Lingyan Suo: School of Public Health, Boston University, 715 Albany Street, 580-3, Boston, MA 02118, U.S.A.

The Geneva Papers on Risk and Insurance - Issues and Practice, 2007, vol. 32, issue 4, 516-531

Abstract: In face of the large ageing population and increasing dependence ratio, China is aiming to find an efficient, stable, and sustainable pension system. This article briefly examines the changes that have occurred in China's pension system and explores the pros and cons of the current system. Although China has made a good start in laying the foundation for a multi-pillar pension system, pension reform is still incomplete and many important issues remain. Since the social insurance system alone cannot realistically accomplish the task of old-age security, the private sector, including the insurance industry, should be mobilized to play an active role in China's pension system. The Geneva Papers (2007) 32, 516–531. doi:10.1057/palgrave.gpp.2510150

Date: 2007
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