Career Interruptions: How Do They Impact Pension Rights&quest

Najat El Mekkaoui (), Cindy Duc, Karine Briard, Sabine Mage-Bertomeu and Bérangère Legendre ()
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Karine Briard: CNAV, Paris

The Geneva Papers on Risk and Insurance - Issues and Practice, 2011, vol. 36, issue 3, 440-457

Abstract: The aim of this article is to analyse the question of career interruptions and to evaluate their impact on pension retirement for French private sector workers. Using the last French survey on households’ wealth (2003–2004), we first study the career set-backs for individuals born between 1937 and 1949. We highlight the new trends in professional paths. The risk of unemployment and job flexibility has sharply risen. As a consequence, some cohorts appear to be more exposed to career interruptions. Second, we determine how pension rights for French employees are affected by different career accidents. We consider unemployment, part-time employment and inactivity periods. Our results show how, by compensating for some career accidents, the French legislation allows individuals to receive, in some cases, the same level of social security pension that they would have received with a smooth professional path.

Date: 2011
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