Overcoming Barriers to Microinsurance Adoption: Evidence from the Field†

Shawn Cole ()
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Shawn Cole: Harvard Business School, Boston, MA 02163, U.S.A.

The Geneva Papers on Risk and Insurance - Issues and Practice, 2015, vol. 40, issue 4, 720-740

Abstract: This paper provides an overview of the academic literature on microinsurance adoption in emerging markets, with a particular emphasis on randomised control trials. I discuss what we know, what we can reasonably hope to know using the extensive work on microcredit as a comparator, and what the available evidence implies for public policy. Particular attention is paid to the case for a greater role for the government in supporting the development of microinsurance.

Date: 2015
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