Le comportement des banques face à des fortes modifications des flux d'épargne et de financement

Patrick Artus and Claude Jessua

Revue Économique, 1996, vol. 47, issue 3, 719-729

Abstract: [fre] Les banques françaises ont été confrontées à de fortes modifications de leur environnement financier : chute de la demande de crédit, changements dans la structure des ressources. Nous examinons ces modifications et nous demandons, en utilisant quelques modèles théoriques, ce qui peuvent être leurs effets sur le comportement des banques (attitude vis-à-vis du risque, concurrence). [eng] French banks have being facing significant changes in their financial environment : fall in credit demand, shifts in the structure of their liabilities. We describe those changes and analyse, using several theoretical models, their possible effects on the behavior of banks (risk exposure, degree of competition...).

Date: 1996
Note: DOI:10.3406/reco.1996.409810
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