Journal of Financial Literacy

2026 - 2026

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Beyond access: Why digital financial literacy must anchor Indonesia’s fintech revolution pp. 1-8: Waqas Ahmad Watto
Credit alone will not save warung economics: Financial literacy as the binding constraint on Indonesian MSME growth pp. 9-16: Sahara Putri Dahlan
Islamic financial literacy in the world’s largest Muslim Economy: Rethinking the road to inclusive finance in Indonesia pp. 17-24: Siti Hurul Aini
Frictionless money, frictionless debt: E-wallets, PayLater, and the financial socialization of Indonesia’s digital generation pp. 25-32: Olivia Putri Dahlan
Inclusion without protection? Consumer vulnerability in Indonesia’s digital finance boom pp. 33-40: Syahyana Ayu Purbasari

The language of platform governance: An economics-based scoping review of SME value creation and dependency in digital platform ecosystems pp. 1-16: Olivia Putri Dahlan
Financial literacy in Indonesia’s remote provinces: Evidence from a two-wave panel of 11 provinces in 2016-2022 pp. 17-32: Rifqi Aqil Asyrof
Digital financial literacy in the FinTech era: A PRISMA-guided systematic literature review pp. 33-56: Mochamad Dandi
Financial literacy and Buy Now Pay Later (BNPL) use among Indonesian millennials: A narrative review pp. 57-68: Sahara Putri Dahlan
Mapping peer-to-peer lending research: A bibliometric review of publication growth, knowledge structure, and future research agenda pp. 69-81: Siti Hurul Aini