A COMPARISON OF THE MOST POPULAR ELECTRONIC MICROPAYMENT SYSTEMS

Alexandru Pîrjan and Dana-Mihaela Petroşanu
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Alexandru Pîrjan: Romanian American University
Dana-Mihaela Petroşanu: University Politehnica in Bucharest

Romanian Economic Business Review, 2008, vol. 3, issue 4, 97-110

Abstract: The buying and selling of products or services over electronic systems such as the Internet and other computer networks is known as electronic commerce. In order to reduce the costs of electronic transactions, when one exchanges cheaper goods and services, specific payment protocols must be used. These protocols are actually the foundation for electronic micropayments, which implement simplified and cheaper schemes intended for small value transactions. In this paper we shall present and compare the main characteristics of the most popular micropayment systems used in both face-to-face and remote commerce.

Keywords: e-commerce; micropayment; security; encryption; Chipper; GeldKarte; Mondex; Proton; First Virtual; NetBill; KLELine; Odysseo; MicroMint (search for similar items in EconPapers)
Date: 2008
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