Recent Developments in the ATM Industry

Stephen Mitchell and Chris Thompson
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Stephen Mitchell: Reserve Bank of Australia
Chris Thompson: Reserve Bank of Australia

RBA Bulletin (Print copy discontinued), 2017, 47-54

Abstract: The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen, and is likely to decline further as a result of recent decisions by a number of banks to remove their ATM direct charges. This article discusses the implications of these changes for the competitive landscape and the future size and structure of the industry.

Keywords: ATMs; ATM deployment; ATM fees; ATM reforms; ATM transactions; balance enquiries; cash withdrawals; deployer; direct charge; financial institution ATMs; foreign ATMs; foreign fees; independent ATMs (search for similar items in EconPapers)
Date: 2017
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