Economics at your fingertips  

Cash Use in Australia: New Survey Evidence

John Bagnall and Darren Flood
Additional contact information
John Bagnall: Reserve Bank of Australia
Darren Flood: Reserve Bank of Australia

RBA Bulletin, 2011, 55-62

Abstract: The Reserve Bank has completed its second study of consumers' use of payment instruments. The study indicates that cash remains the most common form of payment by consumers. It is used extensively in situations where average payment values are low and where quick transaction times are preferred. Nonetheless, cash use as a share of total payments has declined, falling as a share of both the number and value of payments. Two important factors contributing to this decline are the substitution of cards for cash use, particularly for low-value payments, and the increasing adoption of online payments.

Keywords: withdrawals; payments; payments survey; transaction diary; payments use study; payments system; contactless payments; online payments (search for similar items in EconPapers)
Date: 2011
References: View complete reference list from CitEc
Citations View citations in EconPapers (8) Track citations by RSS feed

Downloads: (external link) (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link:

Ordering information: This journal article can be ordered from

Access Statistics for this article

RBA Bulletin is currently edited by Luci Ellis

More articles in RBA Bulletin from Reserve Bank of Australia Contact information at EDIRC.
Series data maintained by Paula Drew ().

Page updated 2017-09-29
Handle: RePEc:rba:rbabul:sep2011-07