Factors influencing Poverty Alleviation among Women Credit Beneficiaries in Tanzania: A Case Study of FINCA’s Women Credit beneficiaries in Mwanza

Samuel Nyambega Nyang’au and Valina Nyamwinuka
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Samuel Nyambega Nyang’au: Department of Management Tecnology &Economics,Garissa University College,Garissa, Kenya
Valina Nyamwinuka: Formerly,St. Augustine University of Tanzania,Mwanza, Tanzania

International Journal of Finance & Banking Studies, 2014, vol. 3, issue 2, 48-59

Abstract: Many credit schemes in Tanzania channel their funds to women with the objective of alleviating poverty among them. Despite this, majority of women in the country continue to wallow in poverty. The present research was carried out among the Foundation forInternational Community Assistance’s women credit beneficiaries in Mwanza.Thestudy set out to address the following objectives: to analyze the influenceof the husband’s cooperation,relevant training and interest rate on poverty alleviation among women credit beneficiaries in Tanzaniataking Foundation for International Community Assistance in Mwanza as a case study. Using simple regression model, results showed that cooperation fromthe husband as well as relevant training influencespoverty alleviation among women credit beneficiaries in Tanzania by 56and 36 percent respectively. But interest rate was found to have no significant influenceat all.The paper recommends that seminarsbe conducted so that husbands can be taught the importance of cooperating with their wives. Above all giving training to women credit beneficiaries will go a long way in sharpening their business skills. Future researchers should research on laziness and complacency among women credit beneficiaries and the influenceon poverty.

Keywords: poverty; alleviation; women; Tanzania; credit (search for similar items in EconPapers)
Date: 2014
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