 Rapid Credit Deepening and A Few Concerns: A Study of a Branch of Grameen BankImran Matin
Bangladesh Development Studies, 2000, vol. 26, issue 2-3, 147-172 Abstract: Since 1992, Grameen Bank introduced additional lines of credit for their borrowers, along with the usual general loan. The most widespread of this additional credit line is the seasonal loan. These loans have identical contractual terms as the general loans and could be held by borrowers simultaneously. The pace of increase of this line of credit has been phenomenal leading to a process referred to in this paper as 'rapid credit deepening1. What has been the affect of such a process of rapid credit deepening? This paper examines two topical concerns and the ways these have been affected by the process of rapid credit deepening through an empirical study of four Grameen villages served by the Madhupur branch of the bank. These are targeting effectiveness and repayment performance. I argue with evidence that the affect of this process have been (a) an increase in the inclusion error and (b) an increase in repayment irregulari Keywords: Land ownership; Loan defaults; Debt repayment; Bank loans; Bank credit; Development studies; Disbursements (search for similar items in EconPapers) There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it. Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:ris:badest:0399 Access Statistics for this article Bangladesh Development Studies is currently edited by Dr. Binayak Sen More articles in Bangladesh Development Studies from Bangladesh Institute of Development Studies (BIDS) E-17, Agargaon, Sher-E-Bangla Nagar, Dhaka 1207. Contact information at EDIRC. |
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