Bank Lending Attitude to SMEs: An Application in Turkish Banking Sector

Rabia Yetgin and İbrahim Halil Ekşi
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Rabia Yetgin: Gaziantep University
İbrahim Halil Ekşi: Gaziantep University

Business and Economics Research Journal, 2017, vol. 8, issue 3, 487-500

Abstract: The purpose of this study is to reveal the factors affecting the loans the banks use by Small and Medium Enterprises (SMEs). To this end, bank and market-specific variables, which are considered to affect the lending attitudes of depositors and participation banks to SMEs, were analyzed using regression analysis. As a result of the analysis, bank size and deposit interest rate variables were found to have a significant effect on SME loans. On the other hand, the result is that the profitability of the asset does not have a meaningful effect on the loans.

Keywords: SME; Turkish Banking Sector; Bank Lending (search for similar items in EconPapers)
JEL-codes: E40 G10 G21 (search for similar items in EconPapers)
Date: 2017
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Persistent link: https://EconPapers.repec.org/RePEc:ris:buecrj:0284

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