The Perception of E-Payment Systems Compared to Cash on Delivery in Kingdom of Saudi Arabia (KSA): A Model Propositions

Karim Garrouch ()
Additional contact information
Karim Garrouch: Department of Business Administration Saudi Electronic University Riyadh, Saudi Arabia

Journal of Internet Banking and Commerce, 2023, vol. 28, issue 01, 01-12

Abstract: Following the promising growth of e-payment systems in KSA, this study aims to examine the factors affecting the e-payment perception, specifically benefits, self-efficacy, Islamic Sharia Congruence and perceived e-shopping value. The general originality of this model is that it does not focus on e-payment use as an innovation, since it does not use the classical models of the adoption of innovation. Indeed, the results show that other variables than those of TAM or UTAT can explain the attitudes and perceptions of the e-payment compared to cash on delivery. Mainly the new integrated variables are the perceived value of e-shopping and the congruence with Islamic Sharia. A questionnaire were distributed via an online survey. A structural model is tested and most of the hypothesized paths are accepted. Managerial implications are deducted from the results and future research avenues are proposed.

Keywords: Perceived Value; E-payment; Islamic Sharia Congruence; Benefits (search for similar items in EconPapers)
JEL-codes: A11 (search for similar items in EconPapers)
Date: 2023
References: Add references at CitEc
Citations:

Downloads: (external link)
https://www.icommercecentral.com/open-access/the-p ... itions.php?aid=91906 Full text (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ris:joibac:0018

Access Statistics for this article

Journal of Internet Banking and Commerce is currently edited by Vijaya Lakshmi, Nahum Goldmann and Dale Pinto

More articles in Journal of Internet Banking and Commerce
Bibliographic data for series maintained by Dale Pinto ().