A Secured Hybrid Architecture Model for Internet Banking (e-Banking)

Ganesan R ()
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Ganesan R: PSG College of Arts and Science

Journal of Internet Banking and Commerce, 2009, vol. 14, issue 1, 01-17

Abstract: Internet banking has made it easy to carry out the personal or business financial transaction without going to bank and at any suitable time. This facility enables to transfer money to other accounts and checking current balance alongside the status of any financial transaction made in the account. However, in order to maintain privacy and to avoid any misuse of transactions, it is necessary to follow a secured architecture model which ensures the privacy and integrity of the transactions and provides confidence on internet banking is stable. In this research paper, a secured hybrid architecture model for the internet banking using Hyperelliptic curve cryptosystem and MD5 is described. This hybrid model is implemented with the hyperelliptic curve cryptosystem and it performs the encryption and decryption processes in an efficient way merely with an 80-bit key size. The various screen shots given in this contribution shows that the hybrid model which encompasses HECC and MD5 can be considered in the internet banking environment to enrich the privacy and integrity of the sensitive data transmitted between the clients and the application server.

Keywords: E-Banking; Hyperelliptic curve cryptosystem; MD5; Authentication; Confidentiality; Integrity; Nonrepudiation; Privacy (search for similar items in EconPapers)
JEL-codes: G24 (search for similar items in EconPapers)
Date: 2009
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Persistent link: https://EconPapers.repec.org/RePEc:ris:joibac:0464

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