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AREAS OF APPLICATION OF DIGITAL TECHNOLOGIES IN THE RUSSIAN BANKING SECTOR

НАПРАВЛЕНИЯ ПРИМЕНЕНИЯ ЦИФРОВЫХ ТЕХНОЛОГИЙ В БАНКОВСКОМ СЕКТОРЕ РОССИИ

Polyanin Andrei (Полянин А.В.), Dolgova Svetlana (Долгова С.А.) and Ivashchenko Tatyana (Иващенко Т.Н.)
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Polyanin Andrei (Полянин А.В.): Central Russian Institute of management – branch of the Russian presidential Academy of national economy and public administration
Dolgova Svetlana (Долгова С.А.): Central Russian Institute of management – branch of the Russian presidential Academy of national economy and public administration
Ivashchenko Tatyana (Иващенко Т.Н.): Central Russian Institute of management – branch of the Russian presidential Academy of national economy and public administration

State and Municipal Management Scholar Notes, 2019, vol. 3, 146-53

Abstract: The digitalization of the economy poses serious challenges to existing business models, including in the structural units of the banking system, which are undergoing a process of transformation worldwide. Customer focus and personalization of the offer, mobility are the key components of the digital Bank strategy. For its effective implementation, it is necessary to solve problems focused on the accumulated customer experience, as well as on the introduction of innovations that support the interests of potential customers. The article discusses the application of digital technologies in the banking sector of Russia, as well as in the world's leading banking institutions, highlights the problems and prospects of digitalization of the banking business.

Keywords: digital technologies; bank industry; digital banking; financial platform; virtual banking business; electronic banks; bank statistics; customer base; financial banking (search for similar items in EconPapers)
Date: 2019
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