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Elements of significance concerning the interest rate and its role in the banking activity

Madalina – Gabriela Anghel
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Madalina – Gabriela Anghel: Universitatea „Artifex” din Bucuresti

Romanian Statistical Review Supplement, 2016, vol. 64, issue 4, 99-106

Abstract: In this paper, the author presents some significant elements on the interest rate, which plays an important part in the banking activity model. The analysis methods reveal the forms of the interest rate, used by the central bank and those used by the credit institutions. The rates of nominal and real interest are presented, and also the rate of simple interest, the average rate of interest, the composed interest. The purpose of these indicators differs depending on the requirements and activities of each institution.

Keywords: interest rate; loans; balance; contract; reserve (search for similar items in EconPapers)
Date: 2016
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