Model Analysis of the financial Performance of the Loan and the Borrower

Constantin Anghelache, Madalina – Gabriela Anghel, Diana Valentina Soare and Alexandru Badiu
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Constantin Anghelache: Academia de Studii Economice, Bucuresti, Universitatea “Artifex” din Bucuresti
Madalina – Gabriela Anghel: Universitatea „Artifex” din Bucuresti
Diana Valentina Soare: Academia de Studii Economice, Bucuresti
Alexandru Badiu: Academia de Studii Economice, Bucuresti

Romanian Statistical Review Supplement, 2016, vol. 64, issue 5, 32-36

Abstract: In order to assess the financial performance of borrowers are using a number of financial indicators, specific to each bank, including: degree of liquidity, capital adequacy, leverage and profit rate. It is necessary to use a larger number of indicators resulting in increased time required to substantiate the credit decision and determining the borrower’s creditworthiness.Based on these considerations, we present a model of the article analysis of the financial performance of the loan and the borrower.

Keywords: financial performance; model; analysis; loan; loan; portfolio; non-performing loans (search for similar items in EconPapers)
Date: 2016
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