Household Borrowing in Vietnam

Thi Thu Tra Pham and Robert Lensink

Journal of Emerging Market Finance, 2008, vol. 7, issue 3, 237-261

Abstract: By using data from the Vietnam household survey, this article estimates determinants of the probability of default for households borrowing from formal, informal and semi-formal credit sectors in Vietnam. A special feature of the article is that it investigates which type of lender is faced with the riskiest borrowers. The estimates suggest that borrowers from informal lenders are more risky than borrowers from formal and semi-formal lenders.

Keywords: Default risk; household; credit; financial sector; Vietnam (search for similar items in EconPapers)
Date: 2008
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Citations: View citations in EconPapers (4)

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Persistent link: https://EconPapers.repec.org/RePEc:sae:emffin:v:7:y:2008:i:3:p:237-261

DOI: 10.1177/097265270800700302

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