Micro Finance for Agriculture in Asia: Can it Deliver?

Surjit Singh

Millennial Asia, 2010, vol. 1, issue 2, 241-269

Abstract: This paper is an attempt to review limited Asian experience on role of micro finance in agriculture. It details peculiar features of agriculture vs micro finance. Experience in the field indicates that micro- finance can play a crucial role where all round and infrastructure development has taken place in rural areas due to private and government investments or by market forces; where productivity increases in dry land agriculture, in agricultural diversification and in the portfolio of rural livelihood options have occurred; where the risk of investment in agriculture by the poor has been lowered through insurance, irrigation and dry land agriculture technology; where people have market linkages for agricultural products; and where the poor have overcome oppressive relations, which deprive them of access to resources, markets, equal opportunity, management skills and social status. Finally, it is not either or situation, rural sector require finance and it has to be delivered to sustain communities and food security of poor countries.

Keywords: Micro Finance; Agriculture Finance; Portfolio; Financial Intermediation; Financial Inclusion; Development Bank; Self-Help Groups (search for similar items in EconPapers)
Date: 2010
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Persistent link: https://EconPapers.repec.org/RePEc:sae:millen:v:1:y:2010:i:2:p:241-269

DOI: 10.1177/097639961000100205

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