Technical Efficiency of the Banking Sector in Pakistan

Muhammad Akmal () and Muhammad Saleem
Additional contact information
Muhammad Akmal: State Bank of Pakistan

SBP Research Bulletin, 2008, vol. 4, 61-80

Abstract: This study uses a sample of 30 banks (4 public, 18 local private and 8 foreign banks) and two stage Data Envelopment Analysis (DEA) to provide evidence on the impact of macroeconomic and bank specific factors on banks’ efficiency. We first use DEA to estimate technical and scale efficiency and then Tobit regression approach to find out the impact of several bank-specific and macroeconomic factors. The results indicate that banking efficiency has improved since 2000 and that foreign banks are more efficient than local private and state owned banks; there are technological and total factor productivity growths during 1995 to 2005.

Keywords: Banking; DEA; Efficiency; Regulation; Tobit regression (search for similar items in EconPapers)
JEL-codes: G21 G28 G38 L15 (search for similar items in EconPapers)
Date: 2008
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
http://www.sbp.org.pk/research/bulletin/2008/vol4/ ... %20in%20Pakistan.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:sbp:journl:33

Access Statistics for this article

More articles in SBP Research Bulletin from State Bank of Pakistan, Research Department Contact information at EDIRC.
Bibliographic data for series maintained by Faisal Saleem ().