 Функциональные модели эмиссии и обращения электронных денег в открыто циркулирующих системахКочергин Д. А. Vestnik of the St. Petersburg University. Series 5. Economics Вестник Санкт-Петербургского университета. Серия 5. Экономика, 2004, issue 2, 86-96 Abstract: The article is devoted to the modern problems of development of electronic money (e-money) as a new monetary form. In article different theoretical models of the issue of e-money are analyzed. The analysis has revealed the following characteristics of e-money issued in open circulation system: (1) it is issued for making a number of payments among agents; (2) e-money can no requires of «tripolar structure» for payment; (3) it exists within of some payments, before they are not redeemed to issuer; (4) it can circulate between the agents; (5) e-money aren't homogeneous. The features of activity of the issuers of e-money in open circulation systems are researched on the basis of three main models e-money in order to define the nature of this business. As a result of research it is argued that e-money issued in open circulation system can be considered as new form of money rather than new payment service. The issuers of e-money should be considered as the banking intermediators. Date: 2004 Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:scn:003571:15221647 Access Statistics for this article More articles in Vestnik of the St. Petersburg University. Series 5. Economics Вестник Санкт-Петербургского университета. Серия 5. Экономика from CyberLeninka, Федеральное государственное бюджетное образовательное учреждение высшего образования «Санкт-Петербургский государственный университет» |
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