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A Current Evaluation of U.S. Banking Legislation: The Federal Deposit Insurance Corporation Improvement Act and Its Performance in Terms of Financial Services Industry Impacts

Richard Cebula ()

Swiss Journal of Economics and Statistics (SJES), 1999, vol. 135, issue II, 145-164

Abstract: This study describes the principal provisions in the Federal Deposit Insurance Corporation Improvement Act of 1991. The study then empirically investigates the impact of this statute on bank and savings and loan failures. The empirical findings indicate that, because of the changes brought about by this legislation, both the bank failure rate and the savings and loan failure rate declined significantly.

Date: 1999
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