Planowanie finansow osobistych (zarzadzanie finansami osobistymi) z udzialem doradcow finansowych – znaczenie dla gospodarstw domowych i gospodarki. (Personal financial planning (personal financial management) with the participation of financial advisers – significance for households and the economy.)

Krzysztof Waliszewski ()
Additional contact information
Krzysztof Waliszewski: Katedra Bankowosci, Uniwersytet Ekonomiczny w Poznaniu

Problemy Zarzadzania, 2014, vol. 12, issue 48, 204-221

Abstract: The article presents the concept of personal finance and its management, as well as a characterization of a relatively new profession among financial professions in Poland – a personal financial advisor. It also shows the relationship between the management of personal finance at the level of individual households and creating foundations of economic growth in the whole economy and tackling social problems. The hypothesis of this article is a statement that the personal financial planning increases the effectiveness of management of available financial resources of the household, for example byforming the habit of intentional saving,and in the long term increases the household wealth as well as the financial awareness – with regards to credit, investment, pension and insurance of its individual members, which has a positive effect on the economy at the macro level. The involvement of external entity in this process is economically justified to the household deficit of sufficient knowledge, the time to compare offers, the lack of experience in the financial services market.

Keywords: personal financial planning; personal financial management; financial advising; financial advisor (search for similar items in EconPapers)
JEL-codes: D14 E21 G23 (search for similar items in EconPapers)
Date: 2014
References: Add references at CitEc
Citations:

Downloads: (external link)
https://press.wz.uw.edu.pl/ems/vol12/iss48/11 (application/pdf)
http://pz.wz.uw.edu.pl/en (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:sgm:pzwzuw:v:12:i:48:y:2014:p:204-221

Access Statistics for this article

More articles in Problemy Zarzadzania from University of Warsaw, Faculty of Management Contact information at EDIRC.
Bibliographic data for series maintained by ().